logowithAT.jpg

Information for Rock Hill & Fort Mill SC Home Buyers

Understand Buyer Agency

South Carolina supports using an accredited buyer agent in real estate transactions. 


fortmill_10.jpgBuying a home in Rock Hill or Fort Mill, SC?

Buying a home is one of the biggest investments you will make. The Homes in the Piedmont Buying Process Guide will get you prepared.  Our memberships in the York County SC and Charlotte NC Multiple Listing Service allow us to show you any property for sale in our area. The MLS's cover homes for sale in Rock Hill, SC, Tega Cay, SC, Fort Mill, South Carolina, and Lake Wylie. 

 

This also applies to homes listed by us, FSBO, or ANY property in the MLS. Using a Homes in the Piedmont buyer agent allows the convenience and support that working with a single knowledgeable individual provides. We quickly learn your preferences, your taste, and your time limits. We review new listings daily, contact you when homes are available that meet your needs. Additional benefits are:


*Access to the services that only a full service broker provides.   - Homes in the Piedmont provides home warranties, access to mortgages, unparalleled internet marketing, state of the art technology, relocation and many additional services.

* Access to the best lenders Homes in the Piedmont prides itself on its lists of partners.  York County has many wonderful mortgage professionals.  With a single phone call, you will be in touch. You can learn in a very brief time the type of loan programs available, how much you are pre-approved to buy, and information about your credit and your FICO score. This process puts you in a strong position for the buying process.


* As natives, we are familiar with all the neighborhoods, shopping, schools, and amenities that are available. This knowledge is essential to help you choose the right home and the right location.


As a buyer, you are interested in three factors:

  The Right House

  The Right Price
  Efficient use of your time


The Homes in the Piedmont Buying Process involves a few essential steps to ensure that you find the right home. Our process is designed to:

 

          Get Preappoved: We can suggest additional ways to accrue the down payment and explain alternative financing methods. Through our lending partners, we can help you get "pre-qualified" which can improve your negotiating position when the times comes to make an offer.   

         Understand your needs: We spend time determining exactly what you need, your financial position and financing options. 

         Help with the selection of properties:  We can view all the properties listed in both York County and Charlotte in our buyers center. We view exterior and interior photographs and see pertinent information allowing you to select only those homes you feel meet your needs. We also email custom links to properties that are screened based on your criteria. Together, we determine the ideal home suited to your needs - size, style, features, location, and accessibility to schools, transportation, shopping, and other personal preferencesRock Hill home

Look at the right homes:  We look at those homes that you select. We then suggest simple, imaginative changes that could make a home more suitable for you and improve its utility and value.

Get a bigger picture:  We can supply information on real estate values, taxes, utility costs, municipal services and facilities, and may be aware of proposed zoning changes that could affect your decision to buy.

Estimate Costs:  We provide a Buyer Estimate sheet so that you can review likely costs associated with buying a home. This document helps buyers better prepare for closing and other costs. This process helps you determine how much home you can actually afford.

Explain the Forms:   As with any large and legal transaction, buying a home requires a number of forms. We review and assist with the forms so that you understand the buying process.

Negotiate the Sale:  As Buyer Agents, we represent you and your interests in the buying process. We provide information and data that helps you make an initial offer, and we negotiate on your behalf with the seller and his/her agent.

 Coordinate from contract to closing:  Between the time your offer is accepted and the day of your closing, numerous activities occur. Inspections must be coordinated and reviewed, loan processing takes place, surveys may be done, repairs must be negotiated, and appointments must be coordinated.  Closing attorneys require that they receive and understand all pertinent invoices, reports and documents. Our role is to ensure that you are represented throughout the process, that all parties are informed, and that everything necessary for closing is available




    L 

 

Elaine Whitton Davis
Elaine Whitton Davis
Your York County SC Real Estate Experts